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You have a list of folks you want to send gifts to. Many are outof state. Then there are your immediate siblings. Some you knowwell. Others? You just don’t have a clue as to what half of themlike? So you consider giving them a gift certificate. After allmoney doesn’t grow on trees. The fact is with the cost of gasdoubling over the past few years, inflation on our heels and thegrowth in family reunion attendance, offsetting the cost of giftgiving by finding low priced items that every body loves hasbecome an even greater challenge then it ever has been. Thus thegrowing popularity of gift cards. The National Retail Federation anticipated . billion worthof holiday sales last year in gift cards. The reasons gift cardsare so frequently bought in place of other items are numerous.No one wants to give a gift that is not appreciated. Inaddition, who wants to burden down an aging relative with havingto drive several miles to a store she nevers shops in order toexchange the …